The DBP Contributors Scheme is a defined benefit scheme. The benefits payable by your scheme are guaranteed by the Crown.
Each year the Board's Actuary carries out a review of the scheme to determine an employer contribution rate sufficient to meet the accrued and future liabilities of the scheme. In the actuarial review, completed as at 31 March 2025, the employer contribution rate of four times contributors’ contributions was maintained.
The investment return (after tax and operating expenses) earned by the scheme for the year ended 31 March 2025 was 3.05% (2024: 3.89%).
How your money is invested
The scheme’s strategic asset allocation strategy is set by the Board and reviewed regularly. The pie chart below shows the scheme's asset allocation strategy as at 31 March 2024 and 31 March 2025.
